An automated teller machine or automatic teller machine (ATM), also known as an automated banking machine, cash machine, cashpoint, cashline, is an electronic telecommunications device that enables the customers of a financial institution to perform financial transactions, particularly cash withdrawal, without the need for a human cashier, clerk or bank teller.
On most modern ATMs, the customer is identified by inserting a plastic ATM card with a magnetic stripe or a plastic smart card with a chip that contains a unique card number and some security information such as an expiration date or CVVC (CVV). Authentication is provided by the customer entering a personal identification number (PIN).
Using an ATM, customers can access their bank deposit or credit accounts in order to make a variety of transactions such as cash withdrawals, check balances, or credit mobile phones. If the currency being withdrawn from the ATM is different from that in which the bank account is denominated the money will be converted at an official exchange rate.
| Charges Type | Charges Amount | |
|---|---|---|
| 1 | First Time Card Issuance Fee | FREE |
| 2 | Additional Card(Add-on Card) | Rs. 50.00 |
| 3 | Card Replacement Fees | Rs. 300.00 |
| 4 | Annual Maintenance Charge(From second year onwards) | Rs. 50.00 |
| 5 | PIN Replacement charges | Rs. 30.00 |
| 6 | TRANSACTION FEES AT The Limbasi Urban Co-Op Bank ATM | NIL |
| 7 | TRANSACTION FEES AT NFS Member Bank’s ATM | Fees Applicable from any 6th financial and non-financial transaction onwards performed on other Bank’s ATM. Metro and Non-Metro charges will also be considered. |
| 8 | TRANSACTION FEES AT NFS Member Bank’s ATM after free transactions |
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| 9 | The Limbasi Urban Co-Op Bank Ltd. Debit Card’s Limits |
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| 10 | The Limbasi Urban Co-Op Bank Ltd. Debit Card’s Blocking Number | Give a Missed Call on 8000-10-6666 |
NOTE: Customers are requested to register their mobile number for ATM blocking purpose
